Make It Happen by Iyia Liu
Iyia Liu
Join entrepreneur Iyia Liu delve into all things business, money, marketing and life. If you are wanting to up-skill your business knowledge or just needing some motivation on your life and career journey you are in the right place. Whatever it is that you want out of life, let’s Make It Happen for you.
Categories: Business
Listen to the last episode:
In this conversation, Iyia interviews Ryan Smuts, a mortgage broker and partner at Kris Pedersen Mortgages. Ryan shares his journey into the mortgage industry, discusses current market trends, and debunks common myths about mortgages. He provides insights into strategies for paying off mortgages faster, navigating property investment as a single buyer, and the emotional challenges of home buying. The discussion also covers the future of the New Zealand property market, the differences between commercial and residential properties, and the role of non-bank lending. Ryan concludes with practical tips for aspiring property investors.
Keywords
mortgage, property investment, interest rates, home buying, non-bank lending, first home buyers, mortgage myths, investment strategies, New Zealand property market, commercial property
Takeaways
- The current market is seeing a shift with interest rates potentially decreasing.
- Many people believe fixed-rate mortgages are the best option, but this isn't always true.
- Paying off a mortgage faster can be achieved through creative strategies like renting out rooms.
- First home buyers face challenges primarily due to high rents and deposit requirements.
- Emotional resilience is crucial for home buyers facing repeated disappointments.
- The New Zealand property market is expected to continue its upward trend in the long term.
https://www.krispedersen.co.nz/about/ryan-smuts/
https://www.makeithappen.org.nz/
Previous episodes
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49 - (#49) Best Strategies For Faster Mortgage Repayment (Guest: Ryan Smuts - Kris Pedersen Mortgages & Insurance) Thu, 21 Nov 2024
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48 - (#48) Maximising The Best Marketing Channels On A Budget Fri, 15 Nov 2024
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47 - (#47) Case Study: Graphic Design Agency - From Unemployed To 600,000 Followers & A Team Of 6 (Guest: Kirsty Campbell - Pink Pony Creative)  Fri, 08 Nov 2024
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46 - (#46) Life: Why Manifesting Your Success Is Important Wed, 06 Nov 2024
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45 - (#45) Behind The Hustle: Inside The Planning Of Girls In Business & Make It Happen Tue, 29 Oct 2024
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44 - (#44) Life: Discovering The Why Mon, 14 Oct 2024
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43 - (#43) Mindset: How To Change Your Mindset On Money And Wealth (Lessons from Rich Dad, Poor Dad) Fri, 04 Oct 2024
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42 - (#42) Life: Balancing Parenthood and Running A Business Mon, 30 Sep 2024
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41 - (#41) Case Study: Culinary Star & Cookbook Author (Guest: Polly Markus - Miss Polly’s Kitchen) Thu, 26 Sep 2024
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40 - (#40) Case Study: Real Estate Creative Marketing Agency (Guest: George McNabb - Bladescenes)  Mon, 23 Sep 2024
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39 - (#39) Business: Money Is Holding Me Back From Starting A Business Fri, 20 Sep 2024
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38 - (#38) Case Study: Jewellery Brand (Guest: Sarah Cotterall - Silk & Steel)  Mon, 16 Sep 2024
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37 - (#37) Marketing: How To Get Your Name Out There And Grow On Social Media Mon, 09 Sep 2024
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36 - (#36) Life: Balancing Mental Health (Guest: Brieana Thompson)  Fri, 06 Sep 2024
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35 - (#35) Money: Does Money Buy Happiness? Wed, 04 Sep 2024
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34 - (#34) Case Study: The Facialist (Guest: Ashleigh Scott)  Mon, 19 Aug 2024
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33 - (#33) Life: Feeling Lost And Directionless (Guest: Brieana Thompson)  Fri, 16 Aug 2024
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32 - (#32) Money: How To Get Rich Quickly Mon, 12 Aug 2024
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31 - (#31) Life: How To Overcome Fear and Doubt And Imposter Syndrome (Guest: Brieana Thompson)  Fri, 02 Aug 2024
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30 - (#30) Case Study: Wedding Magazine (Guest: Greta Kenyon - Together Journal)  Thu, 01 Aug 2024
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29 - (#29) Case Study: Streetwear Clothing Label (Guest: Jenny Joblin - Federation)  Thu, 25 Jul 2024
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28 - (#28) Case Study: Branding For Business Success (Guest: Leah Lim - Branded And Ellen Studio)  Wed, 24 Jul 2024
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27 - (#27) Business: How To Compete With Temu & Other Low Cost Retailers  Mon, 15 Jul 2024
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26 - (#26) Life: I Hate My Job (Guest: Brieana Thompson) Fri, 05 Jul 2024
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25 - (#25) Money: 6 Reasons Why Price Does Not Matter  Mon, 01 Jul 2024
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24 - (#24) Money: No One Is Going To Make You Rich (But Yourself)  Tue, 25 Jun 2024
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23 - (#23) Case Study: Teeth Whitening Brand (Guest: Kennedy Anderson - The Whitening Co)  Mon, 24 Jun 2024
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22 - (#22) Money: Mastering Cashflow And Budgeting (Guest: James Blair & Michael Vincent - Lighthouse Financial)  Wed, 19 Jun 2024
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21 - (#21) Life: How To Find Happiness In Life And Work (Guest: Brieana Thompson)  Fri, 14 Jun 2024
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20 - (#20) Life: Fake It Til You Make It - Good Advice or Bad Advice?  Mon, 20 May 2024
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19 - (#19) Marketing: Why I Paid Kylie Jenner $300k For 1 Photo  Thu, 16 May 2024
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18 - (#18) Life: How Networking Landed Me My Own TV Show  Wed, 15 May 2024
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17 - (#17) Case Study: Jewellery Business (Guest: Sera Cruickshank - The Diamond Shop)  Wed, 08 May 2024
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16 - (#16) Business: How I Started NZ's Most Popular Gift Box Business Celebration Box with $3000  Thu, 02 May 2024
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15 - (#15) Marketing: My Top 3 Instagram Marketing Strategies for 2024  Sun, 28 Apr 2024
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14 - (#14) Career: Navigating an Acting Career (Guest: Courtenay Read - Shortland Street)  Sat, 27 Apr 2024
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13 - (#13) Case Study: Wall Prints Business (Guest: Gabrielle Kirk - Papier HQ)  Fri, 19 Apr 2024
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12 - (#12) Business: How To Get Your Products Into Retail Stores  Mon, 15 Apr 2024
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11 - (#11) Business: "Every Industry is so Saturated" - You Don't Need To Re-Invent The Wheel  Mon, 15 Apr 2024
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10 - (#10) Life: How To Get More Done in 2024 (Best Advice for Focus and Productivity)  Thu, 11 Apr 2024
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9 - (#9) Life: 10 Tips for Navigating your 20’s  Sun, 07 Apr 2024
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8 - (#7) Case Study: Social Media Marketing Business (Guest: Poppy Ramsay - Explosive Social)  Wed, 03 Apr 2024
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7 - (#8) Money: 7 Money Mistakes I Don't Want You To Make (Guest: Lisa Dudson)  Thu, 04 Apr 2024
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6 - (#6) Case Study: Working at a PR Agency (Guest: Bella Brant - Rise & Shine) Tue, 26 Mar 2024
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5 - (#5) Life: How to become 'Successful'?  Wed, 20 Mar 2024
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4 - (#4) Business: How To Turn Your Side Hustle Into A Full-time Job  Fri, 01 Mar 2024
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3 - (#3) Life: The Glow Up - Becoming The Best Version of Yourself  Mon, 26 Feb 2024
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2 - (#2) Life: How To Stop Feeling Stuck In Life & Find Your Purpose 😔  Wed, 21 Feb 2024
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1 - (#1) Intro: How I Started Multiple 7 Figure Businesses & How You Can Too  Wed, 26 Jan 2022